These Terms constitute a legally binding agreement between you and Xnvia. Please read them carefully before using our services.

1. Acceptance of the Terms

• By creating an Xnvia account, accessing the platform, or using our services, you agree to these Terms and any supplementary provisions.
• If you are a consumer in the EU, local consumer protection laws apply if they provide stronger protection.
• You must agree to both our Terms of Service and Privacy Policy before using our services.
• You must be at least 18 years old (or the legal age of majority in your jurisdiction).

2. Change of Terms

We reserve the right to amend these Terms due to regulatory, technical, or operational reasons. Changes will be notified at least 30 days before implementation. Continued use of our services after changes means acceptance of the new Terms.

3. Registration and User Accounts

To use our services, you must register for an account with accurate and complete information. Accounts are subject to verification, including anti-money laundering and counter-terrorism checks.

• You may only hold one account (except for company accounts).
• You are responsible for safeguarding your login credentials.
• Providing false or misleading information may lead to suspension or termination.

4. Identity Verification

We may require identity verification for certain features, including trading volume thresholds and dispute resolution. Verification may include ID documents, proof of funds, and additional checks if necessary.

5. Trading

You may post ads to buy or sell USDT/Bitcoin. By initiating a trade, you agree to be bound by the terms specified by the advertiser, provided they do not conflict with these Terms.

• Sellers must confirm full payment before releasing crypto.
• Payments must be made only by the buyer or authorized representatives.
• All trade-related communication must remain within the platform’s trade chat.

6. Disputes

Disputes may be opened when trades are marked as paid but not released. Xnvia support reviews disputes based on provided evidence.

Examples of resolution:

• In favor of buyer: Payment was made as instructed, seller is unresponsive.
• In favor of seller: Buyer failed to pay, payment was fraudulent, or buyer is unresponsive.

Fraudulent claims or evidence will result in immediate resolution against the offending party.

7. Account Limitations, Suspension, and Termination

We may limit, suspend, or terminate accounts due to violations of these Terms, fraud, false information, legal requirements, or abusive conduct. In urgent cases, this may occur without prior notice.

8. Fees and Pricing

By using our services, you agree to pay applicable fees per our published pricing schedule. We may adjust fees at our discretion.

9. Intellectual Property

All intellectual property rights related to Xnvia’s services and content belong to Xnvia and its licensors. You may only use the services for authorized purposes.

10. Disclaimer and Limitation of Liability

Our services are provided “as is” without warranties. To the fullest extent permitted by law, we disclaim liability for indirect or consequential damages.

11. Governing Law

This Agreement is governed by the laws of Delaware, US.

For questions, contact Support.